Currently, the car can be purchased in different ways. Not all potential buyers have the full amount to buy a car. One of the worthy alternatives can be considered car leasing. In this case, the car is purchased by a leasing company and transferred for paid use to both companies and individuals.
At some point, buying a car on lease is reminiscent of renting. At the end of the lease agreement, the ownership either passes completely to the lessee – a financial lease, or the car is simply returned to the leasing company – is an operating lease. A significant advantage of leasing is that by buying cars, you save significant free funds and lines of credit.
Advantages of financial leasing
The financial leasing client pays monthly payments only for what he actually uses. This allows you to get free funds that can be used for other purposes. Leasing is also a modern type of financing. In addition, in the case of financial leasing installments are provided by CASCO, and all insurance payments can be paid monthly without interest.
The market also offers individual offers that best meet the needs of the client and allow him to remain financially mobile (agreement term, mileage). Residual leasing allows you to use residual value financing. This will reduce your monthly payments.
Upon expiration of the contract, the client of the leasing company becomes the owner of the car. Payments to the Pension Fund of Ukraine are made by the leasing company, and then this amount is distributed in equal parts for the entire term of financing. Also, the leasing car can not be encumbered by third parties.
The lack of regional dependence on the place of registration allows you to operate the car throughout the country.
Priority costs are 7-9% less than a loan. You can change the lessee at any time, if you want to sell a car or buy a new one, you can always use the option to change the lessee in the financial lease agreement. This allows you to easily replace the vehicle with another, if necessary.