Source: Finance Club
Financial leasing for Ukrainian companies is an alternative to bank lending
This was stated by Deputy Chairman of the Board of FUIB Artur Zagorodnikov during a roundtable “Will 2020 be the Year of Crediting the Economy?” Organized by the Finance Club.
“There is now an alternative to classic lending. It has a simple name – “financial leasing”. Financial leasing gives great benefits to both banks, especially nowadays, and borrowers, ”said Arthur Zagorodnikov.
Banks can increase financial leasing from their own balance sheet. “Leasing assets are owned by the Bank throughout the period of use of the lessees. And the second advantage is a slightly higher margin than the average in lending, ”the banker said.
This tool has significant benefits for customers as well.
“The client does not need to provide collateral, registration, support, insurance, etc. Plus a more flexible schedule. The main thing is that clients are immediately given leasing items that they can use in their current activity, ”he said.